Personal Banking

Checking & Savings

Accounts engineered for your everyday banking and long-term financial ambitions — with no hidden fees and industry-leading rates.

5.10%High-Yield Savings APY
$0Monthly Maintenance Fees
55,000+Fee-Free ATMs Nationwide
FDICInsured up to $250,000
Our Accounts

Choose Your Account

Side by Side

Compare Checking Accounts

Feature Essential Premier Private
Monthly Fee$0$0 / $15$0
Minimum BalanceNone$5,000$100,000
ATM Fee RebatesUnlimitedWorldwide
Overdraft Protection
Interest Earned0.05% APY0.10% APY
Relationship Manager
Wealth Advisory Access
Wire Transfer FeesStandardReducedWaived
Savings Calculator

See Your Money Grow

Projected Balance
$0
after 5 years

Total Deposited
$0
Interest Earned
$0
Banking Features

Everything You Need, Nothing You Don't

Mobile Banking

Deposit cheques, pay bills, and manage accounts from our award-winning app.

Fraud Protection

Real-time alerts and zero-liability protection on all unauthorised transactions.

Instant Transfers

Move money instantly via Zelle®, ACH, or wire — domestically and internationally.

Smart Alerts

Customisable notifications for every transaction, low balance, and login attempt.

Auto-Save Rules

Set intelligent rules to move money to savings automatically on payday.

e-Statements

Up to 7 years of digital statements available instantly in your portal.

24/7 Support

Speak to a real banker any time, day or night — no bots, no wait times for Premier clients.

Spending Insights

AI-powered analytics that categorise and visualise your spending habits.

How It Works

Open an Account in Minutes

01

Choose Account

Select the account that best fits your lifestyle and financial goals.

02

Verify Identity

Provide your details and government ID — takes under 3 minutes online.

03

Fund Your Account

Transfer funds from any bank, wire, or deposit at a branch.

04

Start Banking

Your account is ready. Download the app and take full control.

Ready to begin?

Open Your Account Today

Join over 3,200 clients who trust PremierBank with their financial future.