Competitive rates, flexible terms, and expert guidance for every milestone — from your first home to your next business venture.
Estimates only. Subject to credit approval. Rates may vary.
| Feature | Mortgage | Personal | Auto | Business |
|---|---|---|---|---|
| Starting Rate | 5.89% APR | 8.99% APR | 5.99% APR | 7.25% APR |
| Max Amount | $5M | $500K (HELOC) | $200K | $25M |
| Collateral Required | Property | No (Signature) | Vehicle | Varies |
| Max Term | 30 Years | 84 Months | 84 Months | 25 Years |
| Prepayment Penalty | None | None | None | Varies |
| Decision Speed | 24–48 hrs | Same day | Same day | 48 hrs |
| Relationship Manager | — | — |
Same-day pre-approval on personal and auto loans. Mortgage decisions within 24 hours.
We quote all costs upfront. No origination surprises, no prepayment penalties on most products.
Every borrower gets a dedicated loan officer — not a call centre, a named expert.
Found a better rate? We'll match or beat any competing offer from a qualified lender.
Complete a 2-minute application online. No hard credit pull at this stage.
Securely upload ID, income verification, and supporting documents via our portal.
Our underwriting team reviews your file and issues a formal approval with final terms.
Sign electronically and funds are disbursed — same day for eligible loans.
PremierBank made buying our first home effortless. Our loan officer walked us through every step, and we closed in under 30 days. The rate was exceptional.
We refinanced our auto loan from another bank and saved $340 per month. The process took 48 hours total. I wish I'd done it sooner.
The business line of credit gave us the flexibility to grow without the stress of a term loan. Our relationship manager understood our industry inside out.